In December 2004, important changes to the federal Fair Credit Reporting Act (FCRA) brought on by passage of the Fair and Accurate Credit Transactions Act of 2003 (FACTA) become effective. To help you better understand these changes, HRPLUS management has created four documents regarding FACTA and the FCRA. These documents are titled:

1. Memo: Important Changes Regarding FACTA and the FCRA
2. Client FCRA Compliance Summary
3. Notice To Users of Consumer Reports: Obligations of Users Under the FCRA
4. Summary of Consumer Rights Under the FCRA

These documents are located under "FCRA Information" on the HRPLUS Web page, but are also available from your sales representative or the HRPLUS customer service department. NOTE: THESE DOCUMENTS RELATE TO IMPORTANT LAW CHANGES THAT AFFECT YOUR COMPANY AND ITS LEGAL OBLIGATIONS UNDER FEDERAL LAW. IT IS IMPERATIVE THAT THESE DOCUMENTS BE CLOSELY REVIEWED AND INCORPORATED INTO YOUR BACKGROUND SCREENING PROCESSES AS APPROPRIATE.

The beginning of the year is an excellent time to review the driving records of all employees who drive as part of their official employment duties. To help you do this, we are offering special pricing on motor vehicle reports during January 2005. The bulk discount rate is $6.00 per name - a 30% savings! - plus state access fees, if any. (Please remember that for Pennsylvania driving records, an additional $9.00 retrieval fee per name applies.) Take this opportunity to ensure that your employees are properly licensed, and reduce your company's potential liability. To take advantage of this discount, please contact your sales representative or call our customer service department.